Crane Finance Rates and Terms

Loan Amounts

Crane Finance offers online installment loans from $100 to $1,500.

Your approved amount depends on your application, income, and ability to repay. First-time customers may receive a lower initial amount; returning customers in good standing may be considered for higher amounts within this range, subject to review.

Loan Terms & Repayment Schedule

Your repayment schedule is built around your pay dates so payments align more closely with when you get paid.

Your first payment is typically set at least five days after your loan is funded. Exact due dates appear in your loan agreement before you sign—so you can review them carefully and plan ahead.

Cost of Your Loan

Your loan cost includes more than the amount you borrow. Here’s what the key terms mean in plain language:

• Interest rate — The rate used to calculate interest on your loan balance.
• Finance charges — The total cost of credit over the life of the loan, including interest and certain fees.
• APR (Annual Percentage Rate) — A standardized way to express the yearly cost of borrowing, including interest and certain finance charges, so you can compare offers more easily.

Your rate and finance charges depend on factors such as your creditworthiness, loan amount, and term. Paying off your loan early can reduce the total interest you pay—check your agreement for how early payoff is handled.

Specific APR and finance charge figures are disclosed in your loan agreement before you sign. We do not list sample APRs on this page because your actual cost is personalized. The homepage estimator uses a 200% APR example for illustration only.

Payment Due Dates

If a payment due date falls on a weekend or banking holiday, it is typically adjusted to the next business day, as described in your loan agreement.

If you need to change a payment date, contact us at least two business days before the scheduled due date so we have time to process your request. Whenever possible, consider paying extra toward principal to reduce what you owe faster.

For help with payments, visit our Contact page.

Funding Timeframes

Once your loan is approved and you’ve signed your agreement:

• If funding is completed before 4:00 PM CST on a business day, funds are typically sent for arrival on the next business day, subject to your bank’s processing times.
• Requests completed after that cutoff are generally processed on the following business day.

Expedited funding may be available for a $5 fee, when offered on your loan. Ask during the funding process if you’d like this option.

Late & NSF Fees

Clear fee information helps you avoid surprises:

Fee	Amount	When it may apply
Late fee	$20	If a payment is 10 or more days past due
NSF (returned payment) fee	$30	If a payment is returned unpaid by your bank (for example, insufficient funds)
Expedited funding fee	$5	Optional, when you choose faster funding (if available)

Your loan agreement is the controlling document for all fees and conditions. If you’re worried about making a payment on time, contact us as soon as possible—we’re here to talk through options. Contact customer service.